Monthly bookkeeping subscription

Bookkeeping subscription packages built for Canadian small businesses.

A flat monthly fee for bookkeeping, payroll, GST/PST and year-end prep — sized to your business, not billed by the hour. Pick the package that fits, switch tiers as you grow, and cancel any time. We'll quote your exact fee on a free 30-minute call.

How our pricing works

Monthly bookkeeping pricing, explained in plain language.

Most Canadian small business owners come to us after one of three things has gone wrong: their last bookkeeper sent a $1,400 invoice “for the month it got busy,” their books are six months behind and CRA is asking questions, or their accountant just quoted them four figures to clean up a year of mis-categorised transactions. Every one of those problems has the same root cause — hourly billing and unclear scope.

A monthly bookkeeping subscription fixes it. You pay one predictable fee, every month, for a defined set of work: reconciliation, categorisation, reporting, sales-tax filing prep, and (depending on the tier) payroll and corporate tax. No timers. No surprise invoices. The fee is sized to your transaction volume, employee count, and complexity — not to how long the work happened to take this month.

What's included in a Fluent Books bookkeeping package

Every monthly package — from solopreneur Essentials to Fractional CFO — covers the core month-end close: bank and credit card reconciliation, transaction categorisation in QuickBooks Online, monthly profit and loss, A/R and A/P management, and GST/PST filing prep. Higher tiers add Balance Sheet reporting, payroll for employees up to 15, CRA and WorkSafeBC remittances, T2 corporate tax filing, T4 and ROE preparation, and — at the CFO level — a 13-week cashflow forecast and a monthly strategy call. You can see exactly what each tier includes in the comparison table further down the page, or read the full scope on our bookkeeping service page.

How much does a bookkeeper cost in BC?

Monthly bookkeeping in British Columbia typically runs $300–$1,200 per month for a small business, depending on transaction volume, payroll complexity, and whether tax filing is bundled. Hourly bookkeepers in BC charge $45–$95 per hour, which sounds cheaper until you realise a clean monthly close usually takes 4–8 hours of qualified work — and a messy one can take 15. Fluent Books quotes a fixed monthly fee on the discovery callso you know the number before you sign anything. We'll tell you which tier fits and stick to that price month over month.

Why a flat-fee subscription beats hourly

Hourly billing punishes the months your business is busy — the months you most need clean books and fast reporting. Subscription pricing flips that: complexity is priced in once, then the fee stays flat. You can call your bookkeeper without watching the meter. We can flag a CRA deadline without billing you for the email. And when year-end rolls around, your books are already closed — no scramble, no clean-up invoice. That's the whole point of a monthly retainer over project work. Predictability beats hourly almost every time.

Monthly retainer packages

Pick the bookkeeping package that fits your business.

Four tiers, all month-to-month, all flat-fee. Whether you're a solopreneur filing GST quarterly or a $1.5M operation that needs a Fractional CFO in the room, there's a package sized to where you are right now — and you can move up or down as your business changes.

Tier 1

Essentials

For solopreneurs, freelancers, and businesses under $500K revenue.

  • Monthly bank reconciliation
  • Transaction categorisation
  • Monthly P&L report
  • A/R and A/P management
  • GST/PST filing prep
  • Up to 2 bank/credit accounts
  • Year-end ready package
  • Works with your QBO account
Book a Free Call
Tier 2

Growth

Small businesses $500K–$1.5M with employees and more complexity.

  • Everything in Essentials
  • P&L + Balance Sheet monthly
  • Payroll up to 5 employees
  • CRA remittances handled
  • WorkSafeBC remittances
  • Up to 4 bank/credit accounts
  • Multicurrency support
  • Dedicated bookkeeper
Book a Free Call
Tier 4 — CFO

Fractional CFO

For $1M+ businesses needing CFO insight without the full-time hire.

  • Everything in Operations
  • 13-week cashflow forecast
  • QBO Advanced KPI dashboard
  • Budget vs. actual reporting
  • Monthly CFO strategy call (60 min)
  • Unlimited employees
  • Unlimited bank/credit accounts
  • Multicurrency support
Book a Free Call
Choosing a tier

What's the difference between each bookkeeping package?

Most owners hover between two tiers. The package isn't picked by revenue alone — it's picked by what you actually need delivered each month. Here's how the value ladder works between Essentials, Growth, Operations, and Fractional CFO so you can self-select with confidence before the discovery call.

Essentials → Growth: when you hire your first employee

Essentials is built for solopreneurs and pre-revenue founders. The moment you put someone on payroll — even a single part-time hire — you cross into Growth. Growth adds payrollfor up to five employees, CRA source-deduction remittances, WorkSafeBC remittances, and a monthly Balance Sheet alongside the P&L. You also get a dedicated bookkeeper on Growth instead of the shared pool. Most clients move up to Growth when they hit roughly $500K in annual revenue, hire their second contractor, or open a second bank account.

Growth → Operations: when tax season starts owning your calendar

Operations is the package most growing Canadian small businesses settle on. It folds your year-end work — T2 corporate return, T1 personal, T4s, ROEs — into the monthly fee instead of billing it as a separate project. It also adds cash-flow tracking, an annual budget setup, monthly bookkeepingat full scope, payroll up to 15 employees, and priority response time. The economic argument is simple: if you're already paying an external accountant $1,500–$3,500 a year for T2 prep on top of your bookkeeper, Operations usually comes out ahead and you get one team handling both.

Operations → Fractional CFO: when decisions cost more than the fee

Fractional CFO is for businesses past the $1M mark where the next hire, the next location, or the next financing decision involves real money. You get everything in Operations plus a 13-week rolling cashflow forecast, a live KPI dashboard in QBO Advanced, monthly budget-vs-actual reporting, and a 60-minute strategy call with a CFO every month. It's not a bigger version of bookkeeping — it's strategic finance bolted onto books that are already clean. Read more on our Fractional CFO service page.

Feature comparison

See exactly what's included in each tier.

FeatureEssentialsGrowthOperationsFractional CFO
Bookkeeping
Bank reconciliation
Transaction categorisation
Works with your QBO account
Reporting & Financial Management
Monthly P&L
Balance Sheet
Financial reporting
Cash flow tracking
Annual budget setup
Full reporting suite
KPI dashboard
Budget vs. actual
Payroll & Tax
GST/PST filing prep
Payroll processingUp to 5Up to 15Unlimited
CRA & WorkSafeBC remittances
T2 corporate return
T4 & ROE preparation
Advisory
Year-end ready package
Dedicated bookkeeper
Priority response time
13-week cashflow forecast
Monthly CFO strategy call60 min
Project & add-on pricing

One-time projects and add-on services.

Some work doesn't fit a monthly package — a year of catch-up bookkeeping, a QuickBooks Desktop migration, a brand-new QBO setup. We quote those flat-rate as standalone projects. If your books are behind, start with our bookkeeping cleanup service — we'll get you current before the subscription begins.

ServiceDescriptionPrice Range
Bookkeeping CleanupFull reconciliation, categorisation, and organized financials for each missed month, prepared for year-end and CRA filingCustom quote
QBO Setup (new business)Chart of accounts, bank feeds, opening balances, app integrations, and trainingCustom quote
QBD to QBO MigrationFull data migration, verification, and testing. Thorough verification process to protect the integrity of your data.Custom quote
Zoho Books SetupChart of accounts, bank feeds, and optional Zoho CRM integrationCustom quote
Custom Financial DashboardLive KPI dashboard built in QBO Advanced or Fathom, tailored to your KPIsCustom quote
T1 Personal Tax ReturnIncludes self-employment income, rental income, investment incomeCustom quote
Advisory Session (One-Time)60-minute strategy call covering cashflow, budgeting, or financial planning — for businesses not ready for monthly CFOCustom quote

All packages are month-to-month with no lock-in contract. We quote your exact fee on the discovery call — no surprises. Explore each service in detail.

Fixed-fee vs hourly

Why fixed-fee bookkeeping saves more than it costs.

Hourly bookkeeping looks cheaper on the proposal. It rarely is on the invoice. The reason is structural: a bookkeeper billing $75 an hour has a financial incentive to take longer on your file. A bookkeeper on a flat monthly fee has the opposite incentive — to deliver fast, automate the repetitive parts, and keep your books clean enough that next month is faster than this month.

Three things change once you're on a fixed-fee subscription:

  1. You stop watching the clock. Quick questions about a CRA notice or a vendor invoice get a same-day reply, not an invoice line item. That's the model behind our how it works workflow.
  2. Year-end stops being a project.When monthly close discipline runs all year, the year-end “package” is already prepared. No catch-up clean-up. No surprise December invoice.
  3. Pricing becomes a planning input. You know what bookkeeping costs in January and you know what it costs in November. Cashflow modelling gets simpler. Budgeting gets honest.

If hourly billing has burned you before, that's the gap fixed-fee bookkeeping closes. Learn more about how we work, or book a free 30-minute calland we'll quote your tier on the spot.

Client results

What Canadian business owners
say about working with us.

The cashflow dashboard they built us in QBO Advanced is worth more than the monthly fee. I can see 13 weeks out and make hiring decisions based on real numbers instead of gut feeling.
JT
James T.
General Contractor — Surrey, BC
They migrated us off QuickBooks Desktop in a weekend — everything came across perfectly. Set up QBO Advanced, connected everything, trained our office manager. I didn't have to do a thing.
PK
Priya K.
E-Commerce Founder — Vancouver, BC
Common questions

Pricing FAQ

Every Fluent Books monthly package includes bank and credit card reconciliation, transaction categorisation, A/R and A/P management, monthly profit and loss reporting, GST/PST filing prep, and a year-end ready package handed to your accountant. Higher tiers add Balance Sheet reporting, payroll, CRA and WorkSafeBC remittances, T2 corporate returns, and Fractional CFO advisory. The exact list per tier is in the comparison table above.
For a small business in British Columbia, monthly bookkeeping typically runs $300–$1,200 per month depending on transaction volume, employee count, and whether tax and payroll are bundled. Hourly bookkeepers in BC charge $45–$95 per hour. We quote a fixed monthly fee on the discovery call — once it's quoted, that's the price you pay.
For most small businesses, yes. Hourly bookkeeping creates two problems: the bill spikes in busy months (exactly when you can't afford it), and "quick questions" become billable interactions. A fixed-fee subscription prices in complexity once, then holds steady. Most clients save 15–30% over a comparable hourly engagement once year-end clean-up is factored in.
Fixed-fee bookkeeping (also called flat-fee or subscription bookkeeping) is a monthly service priced on the scope of work — transaction volume, employees, accounts, complexity — rather than on hours billed. You pay the same fee every month and receive the same defined deliverables: reconciliation, reporting, filing prep, and depending on tier, payroll and tax. There are no surprise invoices.
Yes. All our packages are month-to-month with no lock-in. If your business outgrows Essentials or your needs change, you can move up or down a tier any time. Changes take effect the following billing cycle so reporting stays clean.
No setup fees on the monthly retainer itself. If you need a brand-new QuickBooks Online setup, a QuickBooks Desktop to QBO migration, or a multi-month bookkeeping cleanup before the subscription begins, those are quoted flat-rate as one-time projects (see the add-ons table above).
Fluent Books is a remote-first practice serving small businesses across Canada. We're based in BC and have deep familiarity with WorkSafeBC and provincial sales-tax requirements, but we work with clients in Alberta, Ontario, and the rest of the country every day.
Most do, but some don't — particularly multi-entity holdings, non-profits with grant reporting, or businesses with cross-border US activity. Book a free 30-minute call and we'll either recommend the closest fit with a custom adjustment or scope a bespoke retainer that matches what you actually need.
Why businesses trust us
QBO Advanced ProAdvisor
NPI Member
MBA in Finance
10 Years Experience
Fully Insured
Month-to-Month

Not sure which bookkeeping package fits? Ask us.

Free 30-minute call. We'll recommend the right tier honestly — no upsell, no pressure, no obligation to sign.